How To Apply For ING Life Insurance Online And Over The Telephone
ING Life Insurance understands the needs and requirements of people searching for life cover and offer personalized service to help you locate the most suitable life cover offer. When it comes to rate comparisons the detail of the costs will be fully explained when buying life insurance and they will assist you in finding the best and most affordable offer. In order to make the right choice, you can benefit from ING’s detailed and in-depth research with regards to all the products of other insurance players in the market. The services offered are at no extra cost when searching for a life insurance package that is line with your needs.
1. There are various different ways you can apply for life insurance, and before signing up for a policy, be sure you understand the terms and conditions and exactly what you are covered for. Be sure that the ING life insurance offers adequate cover for you and your family. If you are not sure then you can speak to one of the planners or financial advisors that do not have a vested interest in any particular product.
2. You will need to fill out an application form and provide the company with your personal particulars such as name, age and also answer the medical questionnaire. There is two quick ways in which to make application either over the phone whereby you answer question of which the response is recorded onto an electronic application. Or you can go directly online and fill in the application online and submit directly.
3. An underwriting decision is provided almost immediately, as a major life insurance company such as ING have software specifically for this purpose. This means your life insurance cover will be in place the same day you apply for it.
4. One of the biggest advantages of completing and application either over the phone or online is that you can apply no matter where you live in Australia as people from all communities have access to either a phone or the internet.
5. When completing your ING life insurance application form you will need to supply information such as your weight and height, details of how much you smoke or drink, your doctors name and details, the medical history of your family, your full medical history which includes medications, illnesses and injuries, you banking details and/or credit card details.
6. It will take around 10 to 15 minutes for you to complete and application form online or via telephone, depending on your medical history. If applying online, once you have started the process and need to verify any other information, you have the option to save your application by simply clicking save at the end of the page.
Before applying for ING life insurance it is important that you read all the relevant information, terms and conditions, or you may find that your family is not covered in the event of your death due to not meeting the insurance company’s criteria.